Let Risks Insurance
 
Landlord's Buildings & Contents Insurance

We can provide cover from a no frills basic policy through to a fully comprehensive package, and protect any number of let residential properties.

Cover is suitable for a wide range of tenants including working / professional people and those receiving housing benefit. The standard cover includes loss of rent following damage by insured perils. The most comprehensive package, which also includes cover for accidental damage, and malicious damage and theft by tenants, is one of the best balanced risk vs. price policies available in the market. Click  quote and buy to get prices for all options.

We can also design policies to suit portfolios of flats, residential and commercial properties. Please call us 0844 478 0202 and we will put together a proposal that exactly fits your preferred balance of price, risk and cover.


Key benefits


  • Comprehensive range of perils including storm, flood and escape of water
  • Up to 20% buildings sum insured for loss of rent or costs for alternative accommodation
  • Malicious damage by tenants (optional)
  • Theft by tenants (optional)
  • Accidental damage (optional)
  • Full cover for unoccupied property between lets (subject to conditions)
  • Subsidence, heave or landslip
  • £2 million public liability cover
  • £5 million employer's liability cover
  • Limited contents cover available for part-furnished properties (covers carpets, curtains and domestic appliances)
  • Contents cover also available for common areas

See policy documents for full details.

Policy options at a glance

Cover
Includes
Cover Options
12*34*5

Standard

Property owner's liability

Loss of rent/alternative accomodation

Available on website

Malicious damage by tenant

 

Theft by tenant

   

Accidental damange

   

Choose a level of cover to suit your requirements; our quote and buy system will give you all the price options so that you can make an informed choice.

*Agent pre-registration required.

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LetRisks - combining quality in referencing and insurance solutions

LetRisks, PropertyRisks and Let Insurance Services are trading names of Let Insurance Services Limited. Let Insurance Services Limited is an independent intermediary and is authorised and regulated by the Financial Services Authority. The company is entered on the FSA register (www.fsa.gov.uk/register/) under reference 474985. Let Insurance Services Limited is registered in England and Wales Registration No. 0641375